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April budget: Jodi's Blog
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Home > April budget
 

April budget

May 21st, 2007 at 02:26 am

Budget for April:
Groceries: 225 -> 267.22
Household/Cell: 45 -> 0 (oops - forgot to pay the cell phone bill - I paid a double bill in May)
Car: 175 -> 372.52 (about $30 of this was for maintenance - the rest for gas. Ouch!)
Medical: 200 -> 416 (AHHH pinkeye!)
Clothes: 0 -> 29.56
Loans: 300.36 -> 300.36
Entertainment: 100 -> 804.13 (subtract $646 for two cabins for summer vacation - one which we are being paid back for - and the real total is $158.13)
Gifts: 50 -> 16.19
Miscellaneous: 100 -> 136.81
Real estate: 75 -> 0
School/Day care: 200 -> 0
Investment: 3500 from March surplus, 500 from April -> 4000
Cash withdrawals: 100 with no fees -> 180, no fees
Total income: 3600 -> 5029.88
Total expenses: 1920.36 -> 6522.79

We met our goal of putting $4k into DH's Roth by 4/15. One thing that is pretty obvious is that I have NO idea of our income from month to month with DH being a substitute teacher, although we did just find out that he will be making $188 per day as a long-term sub, with steady work through the end of the year Smile Now maybe we can plan a little better.
We had some big expenses already as we booked our summer vacation cabin. We also had some big unexpected expenses with the pinkeye outbreak (which morphed into two ear infections for my boys), which consisted of four separate doctor's appts, two trips to the pharmacy for five different medications, and a new pair of glasses for me (unintended side effect as I had to wear my glasses for a week while recovering). Throw in a trip to the dentist for me and DH and we have a lot of medical expenses for the month. And don't get my started on the gas prices...ugh.

May budget
Budget for April:
Groceries: 225
Household/Cell: 415 (320 to my mom for monthly expenses, 160/month times two months - we are starting to catch up for some past months where she told us not to worry about it. I have also included two months of cell payments since I forgot to pay last months bill!)
Car: 250
Medical: 50 (two scripts, one medical appt. co-pay)
Clothes: 50 (I need summer clothes desperately and have already spent about $30 on clothes this month)
Loans: 300.36
Entertainment: 100
Gifts: 500 (I never would have estimated it this high at the beginning of the month, but DH surprised me, my mother, and my MIL with gift certificates to a very upscale spa - total $450!)
Miscellaneous: 100
Real estate: 50
School/Day care: 200 (certification fee for DH's teaching)
Investment: 0 until we get the AmEx paid off
Cash withdrawals: 100 with no fees
Total income: 3000
Total expenses: 2340.36
Looks like we should be able to knock another chunk off the cc this month. The balance is down to $2k, from over $5k.




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