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the importance of an EF

March 12th, 2007 at 01:06 am

So much for having a nice little chunk of change to sit on for a bit! Just as I was pondering what to do with the remainder of my tax refund, fate intervened and decided for me.
1. DH got a letter in the mail from the wonderful state of NY Department of Motor Vehicles. It seems that if you accumulate 6 or more points on your license within 18 months, you are required to pay a "Driver Responsibility Assessment" to the tune of $100/year for 3 years. What the f$^&? Dh plead guilty, paid his fines plus his ridiculous NY state surcharges, and now he has to pay an additional $300? That is absolutely absurd. Just another way for NY to get its hand in the pot. I'm all for taking responsibility for your actions, but this is punishment not fitting the crime. Grrr.
2. My car decided to throw a tie rod, or something equally expensive, I'm sure (the mechanic hasn't looked at it yet). I was driving Friday when all of a sudden, my tire started wobbling and jerking. I immediately pulled over, thinking I had a flat or something, and noticed the odd angle my tire was sticking out at - and a rod that seemed like it should have been attached to something! Have I ever mentioned how much I despise my lemon, er car?

Not to mention that DH still has to pay $200 for his teacher certification...or that we have two dentist appts coming up this month (with x-rays)...and my MLS dues of $114 are due this month...I am really glad that we are back on track and I will not have to put anything on a cc. In fact, I just added $1000 to the BOA savings account last week, so we won't even have to dip into the EF (separate savings account at HSBC).

Oh, mysterious charge for $3 appeared on my BOA savings account Friday ("monthly maintenance charge" which I have never been charged before - BOA customers beware). I e-mailed them on Friday about it and was told I would get a response in 12 hours - still no reply. Looks like I have to stop in there tomorrow and threaten to take my business elsewhere. Grrr...don't mess with a lady who had a Friday like I did!

1 Responses to “the importance of an EF”

  1. Amber Says:

    $100 a year!!!!! now that sucks, I agree if you paid the fines why would one have to pay a "Driver Responsibility Assessment, what exactly will this cover? I am just glad you have the money to take care of everything, good luck

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