February budget:
Groceries: 200 -> 266.03
Household/Cell: 60 -> 0
Car: 190 for gas, 300 for new brakes on DH's car -> 181.69, 330.47
Medical: 27.00 -> 276 (what was I thinking? I must have forgot about my eye appt. and contacts)
Clothes: 0 -> 76.92
Loans: 100.36 -> 100.36
Entertainment: 120 -> 127.43
Gifts: 25 -> 25.19
Miscellaneous: 100 -> 127.49
Real estate: 40 -> 90.62 (forgot that my key rental comes due in Feb.)
School/Day care: 0 -> 0
Investment: 0 -> 0
Cash withdrawals: 100 with no fees -> 120, no fees!
Total income: 2400 -> 2360.50
Total expenses: 1162.36 -> 1722.20
Ok, not so bad. Expenses were a bit more than planned due to me needing contacts and an eye exam, and several get-togethers where we threw frugality out the window when shopping. Still, though, the first month in a long time where we earned more than we spent. The excess went to the cc, which is down to $3500. This month, we have a large windfall (aka tax refund) which will be used to catch up the 2006 Roth investments.

March budget:
Groceries: 250 (adjusted up for our annual St. Patrick's Day dinner - lots of corned beef and Guinness!)
Household/Cell: 160 (going to purchase DH's Tracfone minutes for the year)
Car: 190
Medical: 15
Clothes: 0
Loans: 300.36 (Dh's student loans went into repayment this month - about $110/month, but we will pay more as often as we can)
Entertainment: 120
Gifts: 50
Miscellaneous: 100
Real estate: 100
School/Day care: 200 (certification fee for DH's teaching)
Investment: 4000
Cash withdrawals: 100 with no fees
Total income: 8200 ($6k tax refund)
Total expenses: 5585.36
Wow, an excess of $2615. We had already decided to put $1k on the cc. Now we'll have to decide whether to put more on the cc, the beef up savings, or to add to the 2006 Roth contributions. As it stands now (after this month's planned investment), I will have reached $4k, but DH will only have $2k of this year's contribution made. Not a bad problem to have!