Ok, you have to be in a certain frame of mind to find this as funny as I did...
DH and I were trying to calculate how much interest we would pay if we didn't pay the balance of our credit card before the due date. It wouldn't be much, but still more than I want to pay to the cc company, so I said, "But it's the principle of it!" to which DH replied..."No, it's the interest!". Ha. We're so corny.
Did a estimated tax refund last night, since I don't have any solid numbers yet. It looks like about $3300 back. And don't go yelling at me now for withholding too much - I actually withheld next to nothing. We're getting so much back due to the credits we receive for our Year of Minimal Income. I can't wait to get all the info so I can file. I don't have to worry about getting the Roth IRA contribution in before filing as it doesn't make any difference (zero liability, we don't qualify for the saver's credit). Thanks to whoever clarified that for me in the forums a while back (and sorry I can't remember who). Now we have to decide whether to plop that money into our IRAs, which are terribly underfunded for 2006, or pay down our 0% cc with DH's last tuition bill on it. I really want to pay down the cc, but I think in the long run, since I am fairly confident that we will pay off the cc before the 0% is up, it would be better to invest the money. Once April is past, we'll never have to opportunity to put that money into again. Decisions, decisions.