I am showing a house tomorrow, 45 minutes away, at 8 am. On a Saturday. UGH. But it's a promising prospect, an investor I work with who buys a lot of beat-up places to renovate and rent out. This place, on the market for a hefty $27,500, already has an offer on it, but the agent is letting us get a look too before the seller decides. We were going to meet at noon, but we decided speed was of the essence. I hope he wants to put in an offer. It would be a cash deal and a quick closing - would only net me about $370, but I would take it!! I have decided to attack the car loan and student loan whole-heartedly, so every bit helps.
I resisted the urge to order out this afternoon at work and ate my humble little lunch at my desk. Since I ate out three times last week, I decided to limit myself this week. I haven't eaten out yet, but might have to tomorrow due to work (I won't be at a place I can easily bring a lunch to). We'll see - actually, I might be able to get home in time for lunch, which would be the best option. Tomorrow night we are putting on a Irish dinner (with some non-Irish dishes too) for my family. DH is making a Bailey's cake - YUM!
I deposited nearly $1000 in the bank today and noticed that my tax refund was there - credit cards, begone. I will still have a few thousand to play around with and will probably put toward the car loan. We always pay off the cc every month, so we never pay finance charges...but I am always worrying about when payments are due and missing one (did this a few months ago to the tune of $40!), so I decided NO MORE. DH actually agreed to go along with it. The problem we both have is that we take our debit card out of our wallets for one reason or another, then find ourselves out of gas, or with a cart of groceries, and have to whip out the cc to take care of it. So a little organization will help. Carrying cash just is not an option for us. DH is too careless with his wallet. Although, I must say, it has come back to him every time. The last time he left it at a supermarket. The funniest time was when he lost it in the ocean...didn't even realze it until someone came walking down the beach calling his name. Unbelievable. The man has great karma. But not a chance I am willing to take with a walletful of cash. So we are going to make an attempt to be more aware.