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November 29...a better day: Jodi's Blog
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November 29...a better day

November 30th, 2005 at 02:44 am

A rather nice day today, aside from the kids being cranky. I really think they are getting sick. DH has been sick, and I just got a sore throat today, so I guess we are all going to be hit. Oh well. Nothing too exciting today - work, eye doctor, home. I spent a lot of money on my contacts. $330 total. $60 for the exam and $280 for the contacts, but I got $10 off. I will also get a $60 rebate on them since I ordered 4 boxes at a time. This is one of my extravagant expenses that I budget for. I could probably buy a years worth of contacts for less then half the price, but I splurge for the Night and Day contacts (the ones that you wear up to 30 days straight). Being blind as a bat and rather lazy when it comes to taking my lenses out, I will gladly pay extra for these. With the piddly amount my insurance will reimburse me though, and the rebate, the final bill won't be as bad as it sounds. The unfortunate thing is that DH has to order his too (the same kind).
However, the really good news of the day...I took my car to a repair shop and will not have to pay a dime! A few months ago a mechanic broke my ABS sensor while repairing my brakes. After initially being told that I would need to pay $120 for a new part (excuse me??? After he broke it???), they replaced it for me at their cost. Well, the sensor broke again. The mechanic said it had a hole worn right through it and apologized to me! They will be fixing it again for free when the part comes in. I was so petrified that it was going to be a problem with my brakes rather than just the sensor. Whew!
I have two good options to use for any payments this month, so I have to analyze this to see which is better. If I use my BOA debit card with the Keep the Change program, they will round up my debit and match it. But if I use my Discover card, they will pay me $1!!!! (up to $20 this month only). So it seems that I need to use my Discover card for everything until I reach 20 transactions, as that is a guaranteed cash-back dollar, whereas the BOA will always be less than $1. However, if it seems that I will be over 20 transactions, then I will need to start using my BOA card when I charge things that will earn me a lot of money when rounded up. I'm a little bummed that these deals didn't come at different times!
No income today.

November expenses: $7176.01
November income: $7087.93 (darn! in the red again!)
Saved money today by: taking lunch and snacks to work, drinking water, ordering all of my contacts at one time to get the rebate (basically amounts to one free box), using my Discover card to pay for my lenses (I will pay it off at the end of the month, so I am not paying interest to earn a buck!), made dinner from scratch using what I had on hand.

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