Ouch. This is getting depressing. Net worth is done $3000 today. The charge for DH's summer tuition came through on the credit card. I can't wait until I get that one paid off. Net worth is still positive by a few thou, but this is probably the lowest it has been since we got married. I just keep telling myself that it WILL get better when DH gets out of school and gets a job.
He did consolidate his other student loans - and they are no longer in deferment (he is still in school for 5 more months). I don't know if that happens when you consolidate them, or if they just don't know that he is still in school. He needs to call to find out before the first payment is due in September. If we can defer them without interest accruing, then we will do that. Otherwise, we'll just start paying them.
Saved money today by: not leaving the house. Normally I would have worked today and not Wednesday, but I have two meetings to attend on Wed. In the past I would have worked a shorter day today and still went in on Wed., but I decided (in line with my new goal of avoiding unnecessary trips) to take today off and work my full day on Wed. I love having a flexible schedule.
I also made baby wipes today instead of running to the store for them. This is something I have done on and off through two babies, but not consistently. They are a little more inconvenient to use since they are made out of paper towels and still perforated (not detached, like baby wipes), but it does allow me to use up my baby soap and oil that I otherwise have no use for (my sons both have sensitive skin, so I don't use the perfurmed soaps regularly).
I picked wild blackberries today, as well as green beans and lettuce from the garden.
And I ate leftovers. I hate to throw food away.
Making progress, little by little, even though it feels like we are going backwards.