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February goals

February 3rd, 2006 at 02:26 am

Yesterday I posted my expenses for the month...here come the goals for next month.
Groceries: 290
Household: 165
Car: 250 - usual 200 in gas plus DH needs his car inspected
Medical: 345 - DH still needs to get some contacts
Clothes: 20
Loans: 300.36 (200 car, 100.36 student loan)
Entertainment: 150
Gifts: 30 (one birthday)
Miscellaneous: 150
Real estate: 150 (50 for business cards, another 100 for advertising)
School: 50 pre-school, I don't think DH has any anticipated school expenses this month
Total expenses: $1900.36
Estimated income: $2592
If all goes well, we should be able to clear almost $600 this month. Not much, but not too bad considering our income Smile

Other goals for February:
-Start advertising for real estate. By the end of this month, I want to have my magnet sign for my car, have advertisements posted in three local establishments, and have one ad in the Sunday paper.
-Finish tax returns early. Every year I start in February, then get sidetracked until April. I have them about half done, just need to finish collecting some info.
-Maintain weight loss. I am very happy where I am right now (142.5 lbs - and proud of it!). I am wearing a size 10. I am still following the South Beach principals, although loosely. I thought I could add back some sweets and maintain my weight, but I am actually still losing it! So my goal is to maintain the loss, but if I drop a few more pounds, that would be more than okay too!
-Get organized - one project at a time. Right now it's kids' clothes. I have them stored in cardboard boxes with lids, labeled by size and season. I have enough clothes for my boys until they are 5, even though they are only 1 and 2 now. A lot of hand-me-downs and secondhand buys. But anyway...I need to find a good out-of-the-way storage place for them, as well as get the rest of the clothes that were recently outgrown stored. I plan to conquer this in February, then hopefully move on to another project next month.

Posted in | 3 Comments »

3 Responses to “February goals”

  1. Ima saver Says:
    February 3rd, 2006 at 05:50 pm 1138989057
    1138989057

    Your budgeting sounds great, but what do you do about house payment or rent, electric, heat, phone etc?

  2. jodi_m Says:
    February 4th, 2006 at 12:47 am 1139014051
    1139014051

    I don't have a house payment - we live with my parents. Started out as a temporary thing after we sold our house, but had not found a new one yet...it's been nearly three years now. We're in no hurry to leave, but more importantly they have made it clear that they do not want us to leave (if I thought for a minute they did, we would be out of here - I don't want to save at another person's expense). So I pay my mom every month for half of the phone, part of the electric (we don't pay half because the bill includes the farm expenses), half of the Dish TV and Netflix. No formal arrangement for groceries, but we both pay for our share. No heat bill - we heat with wood downstairs and electric upstairs. We all have our own areas of the house - a big old farmhouse - and it works. It has really saved us this past year as DH and I were both out of work for half the year (me for maternity leave, him for losing his job unexpectedly), and it is allowing him to return to school without having to work right now. This is the only house my kids have known (they are 1 and 2) and I think my parents will be heartbroken if we ever move Smile

  3. Ima saver Says:
    February 4th, 2006 at 03:33 pm 1139067188
    1139067188

    That is great!! Sounds like the arrangement will allow you to save some money and pay off your student loans.

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