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It pays to ask

April 5th, 2006 at 03:51 am

Dh and I got a $15 charge on the cc last week from EBay. After some detective work, we discovered it originated about a month ago, after DH tried to pay for something without noticing that our old bank account (which had been closed) was still listed as the payment source. The payment was denied and our cc charged - then they levied the $15 charge a few weeks later. I encouraged him to write (okay, I wrote it for him) and ask for the charge to be reversed based on our prior payment history and the fact that it was a simple error. They wrote back that they will take it off as a courtesy. YEAH! It never hurts to ask.
I sent out my THIRD coupon train today. I have removed one person who is not following through, but I also added a new person (an unknown!), so I hope it works out this time. I am getting rather sick of wasting my money on postage, not to mention the time I take to clip all the coupons, and getting nothing in return.
A lot of money out lately - $100 to pay for the remaining 5 weeks of bowling, $50 tuition for ds1's preschool program, $100 cash withdrawal that slipped through my fingers in a day (however, it was spent on all unavoidable expenses that I otherwise would have used the debit card for, so I don't feel too bad). Not to mention the $70 DH donated to the local economy (in other words, lost at the casino). Time to tighten the reins a little.
Luckily I have the next two days absolutely free Smile I plan to get a little more organized (but can you ever really be organized with a 1 and a 2-year old???). Tomorrow's goal - catch up on laundry (probably 3 loads) and put ds1's room back together after painting. Get two more lessons in my real estate continuing education course done.
Longer term goals that I might start: tracking systems for expenditures, receipts, net worth, and real estate mileage (for taxes).

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