A technical post rather than my usual rambling...
Money in:
tax refund (federal) - yeah!!!
$100 on it's way from cashing out my cc reward. I looked over all the gift card options which I could have used to get a $25 gc for redeeming $20 worth of points, but there really was nothing I needed or wanted. I already have a wallet full of gift cards that I never use because I rarely buy things new. So what do I need more for? I took the cash!
I also cashed out my BOA cc rewards - a $50 credit to my account. After I ordered it, it said it would be credited within 4-6 weeks. I was so mad that I called Customer Service and asked them to cancel it, but they couldn't. I assumed it would be credited immediately (and it did not say otherwise) and I wanted to close the account soon. But anyway, the credit showed up within 3 days I wonder if my phone call had anything to do with that, or if it was just dumb luck.

Money out: $1419 balance paid on my BOA cc.
$3000 car payment being sent out tomorrow - $2860 left. Not too bad for taking out a $7500 loan 14 months ago. I'll be glad when this is gone and we can focus on the student loans.

Still left to pay: one cc - it still has temporary authorizations on it, so I don't know the final amount yet. Should be paid off by the end of the week (app. $270).

Remaining debts: car loan
my student loan - app. $6800
DH's student loan - app. $15000 (and will probably grow by about $6k more). UGH.
Luckily, no mortgage debt.
Still need to contribute $2000 more to my IRA. DH doesn't think he can contribute to his this year since he has no earned income - anyone know anything about this?