Yeah! Realizing that I had to account to my journal tonight, I finally sat down and made that credit card payment. It hurt a little (just over $1000), but I have no one to blame but myself (and DH, I guess). I misplaced my debit card which I use for everything (I know it's around here somewhere...), which has led me to use my credit cards more often since I hate writing checks. And since it was 0% interest, it was so easy to justify it. I don't think I spent any more than I would have otherwise since most of my purchases were gas and groceries, but it would have been nice to be paying it as I went instead of one big lump sum. At least I wrapped it up before they started to charge any interest. For good measure, I paid up my other two credit cards too. I am going to cancel one so that I only have two credit cards left, but I am going to wait a few weeks since I just canceled a different one. I just read last night that it is not a good idea to cancel two cards in one month because it looks like you are having money trouble.
Goal #1: Accomplished. Now on to the car payment...have to wait for my next commission check to come in before I tackle that one.
Expenditures today:
Gas $33.83 - I'm glad it was DH's car that needed gas because my minivan takes over $60 to fill
Groceries $56.30 - Sounds to be a lot since I went twice last week already, but I found a bunch of cans of my son's formula, which is hard to find now. I bought enough to last until he turns a year old and can switch to milk.
I did buy some whole wheat pasta for the Phase 2 of the diet, when I can reintroduce carbs. It was $1.50 for a box that I can normally find 2/$1! And I paid over $3 for a box of whole grain cereal, which I rarely do. But I am seeing the benefits. I wore a pair of pants to work today that I have not worn since before becoming pregnant with my second son. Yeah! I have lost about 3.5 pounds since I started weighing myself last week.
Total: $90.13
Oct 27
October 28th, 2005 at 01:10 am