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Oct 26

October 27th, 2005 at 02:50 am

My first "real" entry:
Expenditures today: none
I spent the day at work and brought my lunch. I started the South Beach diet a week and a half ago. I have found it to both save and cost money to be on this diet. It saves me money as I have to plan my menu out carefully and can no longer run to the fast-food restaurants if I did not have time to make lunch. I have been making my lunches at night to avoid running out of time in the am. So I have cut out app. $3-4 that I would usually spend out at lunch once a week. However, a lot of the foods on the diet are expensive. Nuts, olive oil, fresh veggies... this stuff is a lot more expensive than the junk I was eating! Smile But the results are already showing and I feel a lot better about my eating habits. However, once I start eating the whole grains again next week, I know I will feel it in my pocketbook again - whole wheat breads are SO much more expensive.
I meant to go shopping after work, but I was stuck at work too long and had to get home so DH could get to class. Tomorrow I will need to pick up some lettuce (again, the healthier stuff is more expensive than the iceberg) and some type of meat for dinner. I ended up making vegetarian chili for dinner tonight with stuff from the freezer and cupboard. It came out pretty well though. So I guess I escaped today without having to spend any money, but I already now I will have to spend some tomorrow.
I guess I can console myself by knowing that this better eating will pay off in the long run with less medical bills. My goal is to get DH off of his cholesterol meds ($15 month copay) - not just for the cost, but I worry about him being on it for a long time since it is a relatively new drug and not tested long-term yet. He's only 28! I'll check back in a day or two with a log of my expenses...

1 Responses to “Oct 26”

  1. Anonymous Says:
    1130420265

    Hi there - welcome.
    Many of us on here have opened ING savings accounts for our emergency cash. (I'm still growing my emergency cash). ING pays something like 3.4% and there's a $25 opening bonus when you link the account to a "regular" checking account at a bank you already use. If you'd like a referral, there are several people that could probably give you one, or just send me a private email with your name and email and I can send you a referral as well.
    There used to be zero deposit minimum, but now, in order to get the $25 bonus, a person has to open with $250.
    However, there's no minimum to keep the account open.
    Also, once you open a savings account in your name, the person who refers gets a $10 bonus... which means you could open an account for your DH, refer your parents, you name it.
    So, there are ways of getting a better rate on your emergency savings. Good luck!

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