Our net worth stands now at almost $26k - just down a small amount from our high before the stocks tanked last month. I only have $800 left on the Lowes card, at 0% for another 7 months, so that will easily be gone in time. I have managed to get over halfway through Christmas shopping with only $165 on the cc, and I think most of that was gas and groceries - and will also be paid off before any interest accrues. I have about $400 in dependent care credit to claim, which should more than account for any remaining Christmas shopping. And, I just got a letter from my student loan company saying they are dropping my interest rate by .75% for always paying on time! I have fully contributed to my Roth, and we have $2k left to go for DH (tax refund should take care of that, I think). Ladies and gents, I think we are in good shape to start the new year.
I would love to see one of our student loans retired next year, but I don't think it's going to happen. I think we could get rid of mine ($5k), but now wiht my lower interest rate, it doesn't make sense to pay mine off before DH's, so extra cash will go to his first. Being that his balance is still so high, it's doubtful that we'll get rid of it by the end of next year. However, we will be debt free except for the student loans, and that is a very good feeling.