Ok, I bit the bullet - here goes.
December budget:
Groceries: 225 -> 193.05 Cleaning out the freezer and pantry did us some good - to be continued for January as we still have a lot to go through!
Household/Cell: 90 -> 97.88 Rates went up and I haven't gotten around to searching for a new carrier for myself yet, although I did cancel DH's service and get him a Trac Phone (not an option for me due to how much I use it and the need for a portable number)
Car: 250 -> 215.26
Medical: 0 -> 15 (one co-pay)
Clothes: 0 -> 41.56 (DH needed a new winter coat and I have to hand it to him, found a really sweet one at a good price)
Loans: 300.36 -> 100.36 (car payment did not go through until Jan)
Entertainment: 120 -> 153.19 ($88 spent on two family parties for Ds2's birthday - ordered pizza and wings for both)
Gifts: 300 -> 645.55 What on earth was I thinking when I budgeted $300 here in December???
Miscellaneous: 50 -> 182.99 A large amount of this was software for the computer, for which we'll be getting a partial rebate this month...but still...ouch.
Real estate: 0 -> 518 for 2007 dues
School/Day care: 80 -> 103
Investment: 0 -> 0
Cash withdrawals: 80 with no fees -> 220 with $2 in fees
Total income: 1300 -> 1434.94
Total expenses: 1495.36 -> 2487.84 And this would account for the $1000 cc bill we now have! I have already paid off $300 and hope to get to the rest later this month. I'm glad December is over.

The good points: efforts to reduce the grocery and gas/car bills have worked out well. I can look forward to another month of lower grocery bills as we continue to clean out around here. We've been having some great meals with the things we find in the freezer Also, since DH is done with school and student teaching, his only commute will now be to the schools he substitute teaches in - the closest and most frequent being 5 minutes away.

January budget:
Groceries: 200
Household/Cell: 113 ($98 for last months service, $15 for DH's new Trac Phone)
Car: 200 for gas, 200 for inspection/repair (DH thinks he needs new brake pads, among possible other things)
Medical: 6.83 for prescription co-pay
Clothes: 0
Loans: 800 (final car payment plus student loan payment)
Entertainment: 130
Gifts: A big fat ZERO - no birthdays, no holidays, no anniversaries...aw, wait, just remembered one birthday - $15
Miscellaneous: 150 (DH's $130 speeding ticket to pay )
Real estate: 0
School/Day care: 0 (day care closed down, mom agreed to watch them until DH gets a consistent schedule)
Investment: 0
Cash withdrawals: 100 with no fees
Total income: 1500
Total expenses: 1914.83 (the car payment has already been made with money from the EF, so it looks like we might have a little left over this month)