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November wrap-up

December 3rd, 2006 at 02:48 am

November budget and actual expenses:
Groceries: 250 -> 176.15 WOOHOO! My largest trip was $44, and I've decided that I am going to start cleaning out the frezzer a bit, so I should be able to keep this low next month too.
Household/Cell: 90 -> 98.05 (contract ended and cell bill went up - I am starting to shop for a new provider)
Car: 350 -> 257.69 What a different those gas prices make!
Medical: 0 -> 9.28 lab bill from previous month
Clothes: 0 -> 0
Loans: 300.36 -> 300.36
Entertainment: 140 -> 194.83
Gifts: 200 -> 335.50
Miscellaneous: 50 -> 74.83
Real estate: 0 -> 0
School/Day care: 160 -> 80
Investment: 0 -> 0
Cash withdrawals: 80 with no fees -> 200 with $2 in fees
Total income: 1300 -> 1340.13
Total expenses: 1620.36 -> 1728.69
A $388 difference. About $190 is currently on ccs to be paid off - another $100 came out of savings. I'm not quite sure where the other $100 came from! We did get quite a bit more shopping done than we anticipated - probably another $200-300 to go before we are done.

December budget:
Groceries: 225 (a slight decrease)
Household/Cell: 90
Car: 250 (no more student teaching after this week!)
Medical: 0
Clothes: 0
Loans: 300.36
Entertainment: 120
Gifts: 300
Miscellaneous: 50
Real estate: 0
School/Day care: 80
Investment: 0
Cash withdrawals: 80 with no fees
Total income: 1300, with the possibility of more if DH substitue teaches
Total expenses: 1495.36
If it weren't for holiday spending, I might have actually been able to make it through this month without using any savings!!





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