Yuck. I kinda wish I had not done the budget this month Overall net worth went down about $1624, but considering the value of our investments went down nearly $1700, I guess we did okay in other areas. However, we have not yet paid DH's tuition...so that is still another $1443 to worry about. It will have to go on this month's budget.
Current debt: $1704 car loan (started at about $12k in Jan 2005) - payment of $184/month
$15143 in DH's student loan debt, with about $6k more to be added before he is done - payments in deferment
$6600 in my student loan debt - payment of $100/month

And the worst - we ended up putting money back on the ccs this month! Part of the reason was that I had a myseterious charge to my debit card and had to cancel it, so I had to use the cc if I didn't have cash (which I tend not to carry). We also started to put some of our gas charges on the cc for the 5% cash back. Total cc charges this month: about $500. Already paid off $100, and the rest will be paid off before any finance charges come due. As I mentioned in a previous post, our camping vacation this summer was the big unplanned expense ($323).

The next six months are going to be rough. Dh was receiving some benefits as part of a program that allowed him to return to school without having to work. These have just ended, so it's like losing one (albeit small) salary. For the next six months (since it will be hard for him to get a job while student teachng), it will be just my PT salary (about $18k pre-tax) and whatever I can make in real estate commissions. However...if he can land a decent job after finishing school, then we would be making upwards of $50k combined with no housing payment and would be able to plug away at those student loans!!!! When those are gone, goodbye job, and hello FT momhood Maybe...then again, I might want to hold on to my job to get out of the house...