Just a note for my own records...just made a payment on my Discover - $500 on a $1468 balance...ouch. That added up fast, between the Vegas and Long Island trips, eye appointment and year's worth of contacts, etc. etc. But I am not going to count this toward my monthly expenses as I counted all the expenditures as they were being made. I have until January 1 to pay it off, so I will make another payment in about two weeks.
I do have a few adjustments to make to my totals, though. In going over my cc statement, I came across a few transactions that DH did not remember to tell me.
December expenses: $962.38 + 5.67 (groceries) + 26.05 (gas) + 25.01 (gas) - 7.67 (overestimate of DH's expenditures) = 1011.44